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12/22/06 RETIREMENT ISSUES
"Postponing Retirement: The Political Push of Aging" Vincent Galasso
"The Retirement Expectations of Middle-Aged Individuals" Deborah Cobb-Clark and Steven Stillman
"Americans' Dependency on Social Security" Laurence J. Kotlikoff, Ben Marx snd Pietro Rizza
"Debt of the Elderly and Near Elderly, 1992-2004" Craig Copeland
"Right Before the End: Asset Decumulation at the End of Life" Eric French, Mariacristina de Nardi, John B. Jones, Oleysa Baker and Phil Doctor
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12/15/06 HEALTHCARE
"Employment and Adverse Selection in Health Insurance" Jayanta Bhattacharya and William B. Vogt
"The Health Effects of Medicare for the Near-Elderly Uninsured" Daniel Polsky, Jalpa Doshi and Willard G. Manning
"2006 Health Confidence Survey: Dissatisfaction with Health Care System Doubles Since 1998" Ruth Helman and Paul Fronstin
"Workers' Compensation: Benefits, Coverage, and Costs, 2004" Ishita Sengupta, Virginia P. Reno and John F. Burton
"The Employer's Role in Reforming the U.S. Health Care System" Kenneth L. Sperling
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12/08/06 DEFINED CONTRIBUTION PLANS
"What do Individual Development Accounts do? Evidence from a Controlled Experiment"Gregory Mills, William G. Gale, Rhiannon Patterson and Emil Apostolov
"Matching Contributions and the Voluntary Provision of a Pure Public Good: Experimental Evidence" Ronald J. Baker, James M. Walker and Arlinton W. Williams
"Optimal Savings with Taxable and Tax-Deferred Accounts" Valery Polkovnichenko, Francisco J Gomes and Alexander Michaelides
"Winners and Losers: 401(k) Trading and Portfolio Performance" Tekeshi Yamaguchi, Olivia S. Mitchell, Gary Mottola and Stephen P.Utkus
"Mutual Fund Advisory Fees: The Cost of Conflicts of Interest" John P. Freeman
"Do-It-Yourself Retirement: Allowing Employees to Direct the Investment of their Retirement Savings" Debra A. Davis
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11/30/06 EXECUTIVE COMPENSATION
"IRC Section 162(m) and the Law of Unintended Consequences" James S. Wallace and Kenneth R. Ferris
"Lucky CEOs" Lucian Arye Bebchuk, Yaniv Grinstein and Urs Peyer
"Some Observations on the Stock Option Backdating Scandal of 2006" David I. Walker
"Pay without Performance: Overview of the Issues" Lucian Arye Bebchuk and Jesse M. Fried
"Do Executive Stock Option Grants Have Value Implications for Firm Performance?" Swee Sum Lam and Bey Fen Chng
"The Economic Impact of Backdating of Executive Stock Options" M. P. Narayanan, Cindy A. Schipani and Hasan Nejat Seyhun
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11/16/06 RETIREMENT INCOME
"Pension Investments in Employer Stock" David A.MacPherson and William E. Even
"Employer Matching and 401(k) Saving: Evidence from the Health and Retirement Study" Gary V. Engelhardt and Anil Kumar
"Annuity Markets in Chile: Competition, Regulation - and Myopia?" Eduardo Walker
"On the Financial Sustainability of Earnings-Related Pension Schemes with Pay-As-You-Go Financing and the Role of Government Indexed Bonds" David A. Robalino and Andras Bodor
"The Perfect Storm of Retirement Security: Fixing the Three-Legged Stool of Social Security, Pensions, and Personal Savings" Stephen F. Befort
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11/09/06 HEALTHCARE
"Global Perspectives on Financing Long-Term Care" Kim Dayton
"Health Insurance Enrollment Decisions: Preferences for Coverage, Worker Sorting, and Insurance Take Up" Alan Monheit and Jessica Primoff Vistnes
"How Readable are Summary Plan Descriptions for Health Care Plans?" Colleen Medill, Richard Wiener, Brian Bornstein and E. Kiernan McGorty
"Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2006 Current Population Survey" Paul Fronstin
"Federalism, Federal Regulation, or Free Market? An Examination of Mandated Health Benefit Reform" Amy Monahan
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10/31/06 PENSIONS
"An Empirical Analysis of the Annuity Rate in Chile" Craig Thorburn, Marco Morales and Roberto De Rezende
"Pension Risk: Do Employees Care?" Vrinda Gupta
"Defined Contribution Plans, Defined Benefit Plans, and the Accumulation of Retirement Wealth" James M. Poterba
"Measuring Retirement Income Adequacy: Calculating Realistic Income Replacement Rates" Jack Vanderhei
"Is it Time to Admit the Failure of an Employer-Based Pension System" Susan J. Stabile
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10/27/06 SOCIAL SECURITY
"Full Funding: The Future of Social Security" Benjamin A. Templin
"Who Counts as an American Family?" Stephen D.Sugarman
"Myopia and the Effects of Social Security and Capital Taxation on Labor Supply" Louis Kaploe
"Increasing Longevity and Social Security Reforms" Torben M.Andersen
"Labor Market Shocks and Retirement: Do Government Programs Matter?" Courtney Coileand Phillip B. Levine
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10/20/06 ANNUITIES
"Efficient Annuitization with Delayed Payout Annuities" Jason S. Scott, John G. Watson and Wei-Yin Hu
"Heterogeneity in Survival Models - Applications to Pensions and Life Annuities" Annamaria Olivieri
"Financial Innovation for an Aging World" Olivia S. Mitchell, Michael Sherris and Shaun Yow
"Asset Allocation and Annuity-Purchase Strategies to Minimize the Probability of Financial Ruin" Moshe Arye Milevsky and Kristen Moore
"Consumption Over the Life Cycle: The Role of Annuities" Gary D. Hansen and Selahattin Imrohoroglu
"Portfolio Management and Retirement: What is the Best Arrangement for a Family?" Thomas Post, Helmut Grundl and Hato Albert Thomas Valentin Schmeiser
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10/12/06 FINANCIAL LITERACY
"Financial Literacy and Financial Education: Review and Policy Implications" Annamaria Lusardi
"Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth" Annamaria Lusardi and Olivia S. Mitchell
"Financial Literacy Strategies: Where do We Go from Here?" Robert I. Lerman
"A Note on Economic Principles and Financial Literacy" Zvi Bodie
"Financial Literacy: If It's so Important, Why isn't It Improving?" Lewis Mandell
"Can Personal Financial Management Education Promote Asset Accumulation by the Poor?" John Caskey
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10/06/06 DEFINED CONTRIBUTION SAVING
"The Tradeoff between Mortgage Prepayments and Tax-Deferred Retirement Savings" Jennifer C. Huang, Gene Amromin and Clemens Sialm
"Do Highly Compensated Participants Influence the Management of Qualified Pension Plans?" Sharad Asthana
"401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2005" Sarah Holden and Jack Vanderhei
"Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes" Alexander Muermann, Olivia S. Mitchell and Jacqueline Volkman
"Roth 401(k) and 403(b) Contributions Addressed in Proposed and Final IRS Regulations" David N. Levine
"What Kinds of Stock Ownership Plans Should There Be? Of ESOPs,Other SOPs and 'Ownership Societies'" Robert C. Hockett
"Britain's Answer for Future Retirement Income: Possible Lessons for the United States" John A. MacDonald
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09/28/06 EXECUTIVE COMPENSATION
"Paying CEOs in Bankruptcy: Executive Compensation When Agency Costs are Low" M. Todd Henderson
"The Group Dynamics Theory of Executive Compensation" Michael B. Dorff
"Insurer Reserve Error and Executive Compensation" David L. Eckles and Martin Halek
"Executive Compensation in Socially Responsible Firms" Melissa B. Frye and Edward F. Nelling
"The Evolution of Shareholder Voting for Executive Compensation Schemes" Angela Morgan, Annette B. Poulsen and Jack G. Wolf
"Fair Pay for Chief Executive Officers" James D. Cox
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09/21/06 RETIREMENT ISSUES
"Retiree Health Benefit Coverage and Retirement" James Marton and Stephen Woodbury
"Differing Prospects for Women and Men: Young Old-Age, Old Old-Age, and Elder" Lois B. Shaw
"The Location of Immigrants at Retirement: Stay/Return or 'Va-et-Vient'?" Augustin de Coulon
"Means-Testing Medicare: Retiree Pain for Little Governmental Gain" Richard L. Kaplan
"Maryland's Wal-Mart Act: Policy and Preemption" Edward A. Zelinsky
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09/04/06 DEFINED CONTRIBUTION PLANS
"Individual Account Retirement Plans: An Analysis of the 2004 Survey of Consumer Finances" Craig Copeland
"Designated Roth Contributions Under Section 401(k) Plans - IRS Gives Us the Details" Stanley Baum
"Employee Share Ownership Plans: Evaluating the Role of Tax and Other Factors Using Two Case Studies" Ian Malcolm Ramsay, Andrew Barnes, Tanya Josev, Jarrod Lenne, Shelley D. Marshall, Richard Mitchell and Cameron Rider
"Dimensions of 401(k) Plan Design" Olivia S. Mitchell, Stephen P. Utkus and Tongxuan Yang
"Benefits of Contribution: Individual Asset Allocation, Diversification and Welfare in a Defined Contribution Pension System" Anders Karlsson and Lars L. Norden
"The Cost of Owning Employer Stocks: Lessons from Taiwan" Ning Zhu, Yi-Tsung Lee and Yu-Jane Liu
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08/24/06 INTERNATIONAL PERSPECTIVES ON RETIREMENT
"US Retirement Income System" Lawrence J. Thompson
"Retirement Expectations, Pension Reforms, and Their Impact on Private Wealth Accumulation" Renata Bottazzi, Tullio Jappelli and Mario Padula
"Retirement in the UK" James Banks and Sarah Smith
"The Chilean Pension Reform Turns 25: Lessons from the Social Protection Survey" Olivia S. Mitchell, Alberto Arenas Demesa, David Bravo, Jere R. Behrman and Petra Todd
"The Swedish Experience with Pension Reform" Annika E. Sunden
"Early Retirement, Social Security and Well-Being in Germany" Axel H. Borsch-Supan and Hendrik Jurges
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08/17/06 SOCIAL SECURITY
"Social Security Replacement Rates for Own Earnings Benchmarks" Olivia S. Mitchell and John W.R. Phillips
"Social Security Reform in the US: Lessons from Hungary" Andras Simonovits
"Transforming the Role of the Social Security Administration" Colleen Medill
"Strategic Asset Allocation for Individual Investors: The Impact of the Present Value of Social Security Benefits" Steve P. Fraser, William W. Jennings and David R. King
"Taxing the Global Worker: Three Spheres of International Social Security Coordination" Allison Christians
"Estimating the Value of Changes in OASI Benefits under Social Security Reforms" Craig Copeland
"Social Security Benefit Uncertainty under Individual Accounts" Y Rehder Hder Harris, John Sabelhaus and Michael Simpson
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08/11/06 HEALTH AND DISABILITY
"Balancing the Goals of Health Care Provision" Martin S. Feldstein
"Savings Needed to Fund Health Insurance and Health Care Expenses in Retirement" Paul Fronstin
"How Household Portfolios Evolve After Retirement: The Effect of Aging and Health Shocks" Courtney Coile and Kevin Milligan
"Disability and Work: The Role of Health Shocks and Childhood Circumstances" BasVander Klaauw, Maarten Lindeboom and Ana LLena Nozal
"The Growth in the Social Security Disability Rolls: A Fiscal Crisis Unfolding" David H. Autor and Mark G. Duggan
"Health Savings Accounts: Do the Critics have a Point?" Michael F. Cannon
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08/07/06 RETIREMENT ISSUES
"Mapping the Minds of Retirement Planners" Douglas A. Hersey, Kene Henkens and Hendrik P. Van Dalen
"Rational Decumulation" David F. Babbel and Craig B. Merrill
"The Changing Role of Employer Pensions: Tax Expenditures, Costs and Implications for Middle Class Elderly" Teresa Ghilarducci
"Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion" Wolfram Horneff, Olivia S. Mitchell, Raimon Maurer and Ivica Dus
"The Effect of Inheritance Receipt on Retirement" Jeffrey R. Brown, Courtney Coile and Scott J. Weisbenner
"Trust Law as Regulatory Law: The Unum/Provident Scandal and Judicial Review of Benefit Denials under ERISA" John H. Langbein
"The Challenge of Company Stock Transactions for the Directors' Duties of Loyalty" Cindy A. Schipani and Dana M. Muir
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07/27/06 EXECUTIVE COMPENSATION
"Serial CEOs' Incentives and the Shape of Managerial Contracts" Mariassunta Giannetti
"Does Executive Compensation Disclosure Alter Pay at the Expense of Incentives?" Peter L. Swan and Xianming Zhou
"Why Has CEO Pay Increased So Much?" Xavier Gabaix and Augustin Landier
"After the Scandals: Changing Relationships in Corporate Governance" Cary Coglianese and Michael L. Michael
"Reforming the Taxation of Deferred Compensation" Ethan Yale and Gregg D. Polsky
"Executive Compensation and Short-Termist Behaviour in Speculative Markets" Patrick Bolton and Jose A. Scheinkman
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07/20/06 INVESTING FOR RETIREMENT
"Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth" James M. Poterba, David A. Wise, Joshua D. Rauh and Steven F. Venti
"Making Investment Choices as Simple as Possible but Not Simpler" Zvi Bodie and Jonathan Treussard
"Why are Healthy Employers Freezing Their Pensions?" Mauricio Soto, Alicia H. Munnell, Francesca Golub-Sass and Francis Vitagliano
"The State of Private Pensions: Current 5500 Data" Mauricio Soto and Marric Buessing
"401(k) Plans are Still Coming up Short" Alicia H. Munnell and Annika E. Sunden
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07/13/06 HEALTHCARE
"Employer-Provided Health Insurance and the Incidence of 'Job-Lock': Is There a Consensus?" Inas Rashad
"Love or Money? Health Insurance and Retirement Among Married Couples" Jeannette A. Rogowski and Kanika Kapur
"Dynamics of Work Disability and Pain" Arthur H. O. Wan Soest, Arie Kapteyn and James P. Smith
"The Tax Treatment of Health Insurance and Employment-Based Health Benefits" Paul Fronstin "Health Insurance Coverage and Reemployment Outcomes among Older Displaced Workers" Y. Y. Lin
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06/22/06 INSURANCE ISSUES
"Life-Cycle Asset Allocation with Annuity Markets: Is Longevity Insurance a Good Deal?" Wolfram Horneff, Raimond Maurer and Michael Stamos
"Life is Cheap: Using Mortality Bonds to Hedge Aggregate Mortality Risk" Leora Friedberg and Anthony Webb
"Testing for Adverse Selection with 'Unused Observables'" Amy Finkelstein and James M. Poterba
"Redistribution by Insurance Market Regulation: Analyzing a Ban on Gender-Based Retirement Annuities" Amy Finkelstein and James M. Poterba
"Dynamic Asset Allocation with Annuity Risk" Ralph S. J. Koijan, Theo E. Nijman and Bas J.M. Werker
"Optimum Taxation of Life Annuities" Johann K. Brunner and Susanne Pech
"Human Capital, Asset Allocation, and Life Insurance" Peng Chen, Roger G. Ibbotson, Moshe Arye Milevsky and Kevin X. Zhu
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06/15/06 PENSIONS
"Should Pension Funds have Independent Fiduciaries?" M.P.Narayanan and Hasan Nejat Seyhun
"Improving Pension Coverage at Small Firms" William E. Evan and David A. MacPherson
"Lemon Socialism and the Federal Guaranty of Private Pension Obligations" Eric D. Chason
"Making the Case for Mandatory Removal of Imprudent Investment Vehicles: Inside Information Can Make Employer Securities a Bad 401(k) Option" Andrew S. Hartley
"Tax Expenditures and Employee Benefits: Estimates From the FY2007 Budget" Kenneth J. McDonnell
"Rousey and the New Retirement Funds Exemption"John Henningan
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06/09/06 STOCK OPTIONS
"The Value of Stock Options to Non-Executive Employees" Kevin F. Hallock and Craig A. Olson
"Microsoft's Employee Option Buyback" Don M. Chance
"Employees' Perceived Value of Their Stock Option Holdings: How Training Affects the Cost-Value Gap" Anne M. Farrell, Susan D. Krische and Karen L. Sedatole
"Efficiency of Employee Stock Option Taxation and Disclosure" Michael Nwogugu
"Transfer Pricing and Employee Stock Options" Amin Mawani and Marsha L. Reid
"CEO Stock Options and Equity Risk Incentives" Melissa A. Williams and Ramesh P. Rao
"Stock Options and the Corporate Demand for Insurance" Li-Ming Han
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06/01/06 EXECUTIVE COMPENSATION
"The Business Judgment Rule, Disclosure and Executive Compensation" Jeremy Telman
"Pay for Short-Term Performance: Executive Compensation in Speculative Markets" Patrick Bolton, Jose A. Scheinkman and Wei Xiong
"Financial Accounting and Corporate Behavior" David I.Walker
"Is What's Best for Employees Best for Shareholders?" Olubunmi Faleye and Emery A. Trahan
"Performance Measure Properties and the Effects of Incentive Contracts" Jan Bouwens and Laurence Van Lent
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05/26/06 SOCIAL SECURITY
"Political Risk versus Market Risk in Social Security" John B. Shoven and Sita N. Slavov
"Public Policy and the Transition to Private Pension Provision in the United States and Europe" Onorato Castellino and Elsa Fornero
"The Role of Earnings and Financial Risk in Distributional Analyses of Social Security Reform Measures" Thomas L. Hungerford
"Reforming Public Pensions in the US and the UK" Peter A. Diamond
"Changes in the OASI Benefit Distribution Under Various Social Security Reform Alternatives" Craig Copeland
"Social Security: Reliance on Cash Flow Accounting and Projections Disguises an Inherent Upside Cash Flow Bias" David Mosso
"Social Security at the Crossroads: Toward Effective Pension Reform in Latin America" Milko Matijascic and Stephen J. Kay
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05/18/06 HEALTH INSURANCE
"Health Insurance Take-up by the Near Elderly" Thomas C. Buchmueller and Sabina Ohri
"Health Insurance and the Wage Gap" Helen Levy
"Lost Jobs and Health Insurance: An Analysis of the Impact of Employment Volatility on Firm-Provided Health Insurance Coverage" Fredrik Andersson, Iben Bolvig, Matthew Freedman and Julia Lane
"The Effects of Retirement on Physical and Mental Health Outcomes" Dhaval Dave, Inas Rashad and Jasmina Spasojevic
"The U.S. Health Care System and Labor Markets" Brigitte C. Madrian
"The Impact of Hours of Work on Employment-Based Health Benefits" Paul Fronstin
"The Economics of Employee Benefits" Darren H. Lubotsky
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05/11/06 RETIREMENT
"How Sensitive are Seniors to the Price of Prescription Drugs?" Jonathan Klick and Thomas Stratmann
"Some Answers to the Retirement-Consumption Puzzle" Michael D. Hurd and Susann Rohwedder
"Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2004" Craig Copeland
"Retirement Plan Participation and Retirees' Perception of Their Standard of Living" Craig Copeland
"Retirement Annuity and Employment-Based Pension Income, Among Individuals Ages 50 and Over: 2004" Kenneth J. McDonnell
"Will More of Us Be Working Forever? The 2006 Retirement Confidence Survey" Ruth Helman, Craig Copeland and Jack VanDerhei
"Counting Retirement Expenditures Before They Hatch: GASB and the New Reporting Requirements for Other Postemployment Benefits" William R. Voorhees
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04/27/06 PENSION FINANCE
"Pensions: Corporate Finance and Capital Markets" J. Michael Orszag and Neha Sand
"Let Us Trade Pension Claims" Bernard Dumas and Jerg M. Syz
"Implications of Optimal Investment Policies for Hybrid Pension Plans: Sponsor and Member Perspectives" Raimond Maurer
"The Cost of Minimum Pension Guarantee" Tapen Sinha and Alejandro Renteria
"The Optimal Design of Funded Pension Plans: Unbundling Financing and Investment" Luciano G. Greco
"Defined Benefit Plan Freezes: Who's Affected, How Much, and Replacing Lost Accruals" Jack VanderHei
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04/17/06 401(K) PLANS
"Reducing the Complexity Costs of 401(k) Participation Through Quick EnrollmentTM" Brigitte C. Madrian
"The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States" Brigitte C. Madrian
"The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans" Olivia S. Mitchell
"401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2004" Sarah Holden and Jack VanderHei
"Roth Contribution Design and Implementation Issues" David N. Levine
"Employee Benefits & Pensions: Current Developments (Part II)" Deborah Walker and Michael Haberman
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04/06/06 EXECUTIVE COMPENSATION
"Tax Incentives for Inefficient Executive Pay and Reward for Luck" Robert F. Gox
"Is There a Dark Side to Incentive Compensation?" David J. Denis, Paul Hanouna and Atulya Sarin
"Performance Pay and Risk Aversion" Christian Grund and Dirk Sliwka
"Executive Compensation: Is Disclosure Enough?" Rashid Bahar
"Executive Compensation, Firm Performance and Corporate Governance: An Empirical Analysis" Aditya Parthasarathy, Debashish Bhattacherjee and Krishnakumar Menon
Vesting of Deferred Compensation: When Words are More Taxing Than Deeds" Kevin P. O'Brien and Rosina B. Barker
"Regulating Executive Remuneration: International Developments in the Post-Scandal Era" Jennifer G. Hill
See also past issues relating to: Executive Compensation Plans
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03/23/06 SOCIAL SECURITY
"Macroeconomic Effects of Social Security and Tax Reform in the United States" Tamin Bayoumi, Dennis P. J. Botman, and Manmohan Kumar
"Aching to Retire? The Rise in the Full Retirement Age and its Impact on the Disability Rolls" Mark G. Duggan, Perry Singleton and Jae G. Song
"Life and Debt: A Survey of Data Addressing the Debt Loads of Older Persons and Policy Recommendations" Deanne Loonin and Elizabeth Renuart
"Income of the Elderly Population, Age 65 and Over, 2004" Kenneth J. McDonnell
"Taxing Undocumented Immigrants: Separate, Unequal and Without Representation" Francine J. Lipman
"Retirement Income Guarantees are Expensive" Don Ezra
"Social Security, Generational Justice, and Long-Term Deficits" Neil H. Buchanan
See also past issues relating to: Social Security
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03/16/06 STOCK-BASED COMPENSATION
"Restricted Stock and the Section 83(b) Election: A Joint Tax Perspective" Michael S. Knoll
"How Did the 2003 Dividend Tax Cut Affect Stock Prices and Corporate Payout Policy?" Gene Amromin, Paul Harrison, Nellie Liang and Steven A. Sharpe
"Legal, Economic and Psychological Issues of Accounting for Employee Stock Options" Michael Nwogugu
"Proposed Regulations Offer Complex Guidance on Deferred Pay (Part 1)" Barry Salkin
"The Subjective Valuation of Indexed Stock Options and Their Incentive Effects" Louis Calvet and Abdul Rahman
"Executive Stock Options: Early Exercise Provisions and Risk-Taking Incentives" Neil Brisley
"Section 174 R&E Deduction Upon Statutory Stock Option Exercise" J. Anthony Coughlan
See also past issues relating to: Executive Compensation Plans
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02/24/06 SEVERANCE PAY
"Benefit Generosity in Voluntary Severance Plans: The U.S. Experience" Donald O. Parsons
"Keeping the Board in the Dark: CEO Compensation and Entrenchment" Roman Inderst and Holger M. Mueller
"Trends in Severance Pay Coverage in the United States, 1980-2001" John Bishow and Donald O. Parsons
"Contractual Employment Protection and the Scarring Risk of Unemployment" Elke J. Jahn and Thomas Wagner
"Optimal Severance Payment: Theory and Practice" Byeongju Jeong
"Executive Pensions (Earlier Circulated as Putting Executive Pensions on the Radar Screen)" Lucian Arye Bebchuk and Robert J. Jackson
"The New Tax Law Regulating Deferred Compensation and Quitting for Good Reason" David E. Gordon
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http://planetnow.com/p/66.html | 10/08/08 05:29 GMT
Modified: Sun, 20 Jan 2008 19:05:58 GMT
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