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05/04/12 Retirement Savings
"A Misguided Kennedy Offspring from the Third Circuit" Albert Feuer
"The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings" Ruth Helman, Craig Copeland and Jack VanDerhei
"Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances" Jack VanDerhei
"Who Suffers During Recessions?" Hilary Williamson Hoynes, Douglas L. Miller and Jessamyn Schaller
"The Dynamics of Homeownership Among the 50+ in Europe" Viola Angelini, Agar Brugiavini and Guglielmo Weber
"Private Pensions and Corporate Governance" Markus Roth
"The Impacts of Demographic Changes on Pension Scheme and Capital Market Return"
Tristan Nguyen and Ralf Stuetzle
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04/27/12 Behavioral Economics
"Defaults and Attention: The Drop Out Effect" Andrew Caplin and Daniel Martin
"Risk Preferences Over Small Stakes: Evidence from Deductible Choice" Janko Gorter and Paul Schilp
"Are People Probabilistically Challenged? Book Review of Daniel Kahneman, Thinking, Fast and Slow" Alex Stein
"Following Through on Good Intentions: The Power of Planning Prompts" Katherine L. Milkman, John Leonard Beshears, James J. Choi, David Laibson and Brigitte C. Madrian
"The Market for Financial Advice: An Audit Study" Sendhil Mullainathan, Markus Noeth and Antoinette Schoar
"Financial Literacy and the Financial Crisis" Leora F. Klapper, Annamaria Lusardi and Georgios A. Panos
"Error is Obvious, Coordination is the Puzzle" Peter J. Boettke and W. Zachary Caceres and
Adam G. Martin
"Behavioural Economics Perspectives: Implications for Policy and Financial Literacy" Morris Altman
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03/30/12 Retirement Income
"Financial Sophistication in the Older Population" Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
"Research and Reality - A Literature Review on Drawing Down Retirement Financial Savings"
Bonnie-Jeanne MacDonald, Bruce Jones, Richard J. Morrison, Robert L. Brown and Mary R. Hardy
"Annuitization with Phased Consumption Requirements: Who, When and How Much" Jie Ding
"The Annuity Duration Puzzle" Narat Charupat, Mark J. Kamstra and Moshe Arye Milevsky
"What Will My Account Really Be Worth? an Experiment on Exponential Growth Bias and Retirement Saving" Gopi Shah Goda, Colleen Flaherty Manchester and Aaron J. Sojourner
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08/12/11 Retirement
"Re-Thinking Target Date Funds" Andrea Malagoli
"Market Crashes, Health, and Retirement" David P. Bernstein
"ERISA Fiduciaries Under Attack: Key Litigation and Regulatory Developments" Susan Mangiero
"Impact of Age Norms and Stereotypes on Managers’ Hiring Decisions of Retirees" Kasia Karpinska, Kene Henkens and Joop Schippers
"Economic Preparation for Retirement" Michael D. Hurd and Susann Rohwedder
"Can Large Pension Funds Beat the Market? Asset Allocation, Market Timing, Security Selection and the Limits of Liquidity" Aleksandar Andonov, Rob Bauer and K. J. Martijn Cremers
"CIGNA v. Amara: Supreme Court Unconvincingly Rejects Use of ERISA §502(a)(1)(B) to Enforce Benefit Terms Used in SPD" Albert Feuer
"The Cure Causes New Symptoms: Capital Control Effects of Tax Enforcement, Gold Regulation, and Retirement Reform" Beckett Gordon Cantley
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07/29/11 Retirement Income
"Social Security: The House that Roosevelt Built" Pamela Perun and Patricia Dilley
"Implications of Some Deficit Reduction Proposals for Retirement Savings" Gaobo Pang and Mark J. Warshawsky
"How Changes in Longevity Annuity Prices and Longevity Risk Affect Retirement Income Adequacy" Youngkyun Park
"What Determines Net Income Loss after the Death of a Spouse?" Vera Hofer
"Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply" Jingjing Chai, Raimond Maurer, Olivia S. Mitchell and
Ralph Rogalla
"Capping Tax-Preferred Retirement Contributions: Preliminary Evidence of the Impact of the National Commission on Fiscal Responsibility and Reform Recommendations" Jack VanDerhei
"Retirement Savings and Tax Expenditure Estimates" Judy Xanthopoulos and Mary M. Schmitt
"Twenty-Five Years After Federal Pension Reform" Jamie Cowen
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06/10/11 Retirement
"Supreme Court CIGNA Ruling Allows Workers to Reverse Harmful Pension Changes" Richard L. Kaplan
"Age Differences in Job Displacement, Job Search, and Reemployment" Richard Warren Johnson and Corina Mommaerts
"Senior Activity Rate, Retirement Incentives, and Labor Relations" Helene Blake and Marc Sangnier
"Retaining Through Training: Even for Older Workers" Matteo Picchio and Jan C. van Ours
"IRA Asset Allocation" Craig Copeland
"Defined Contribution Pension Participation and Contributions by Earnings Levels Using Administrative Data" Irena Dushi, Howard Iams and Christopher R. Tamborini
"Calculating Damages in ERISA Litigation" Allen Ferrell and Atanu Saha
"Financial Literacy and Planning: Implications for Retirement Wellbeing" Annamaria Lusardi and Olivia S. Mitchell
"Retirement Income Adequacy With Immediate and Longevity Annuities" Youngkyun Park
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05/06/11 ERISA and TAX
"Retiree Tax Planning for Designated Roth Accounts" Vorris J. Blankenship
"Retirement Income Adequacy: Alternative Thresholds and the Importance of Future Eligibility in Defined Contribution Retirement Plans" Jack VanDerhei
"Public Pension Risk Management and Fiduciary Liability" Susan Mangiero
"Protecting the ERISA Whistleblower: The Reach of Section 510 of ERISA" Adam B. Gartner
"Rethinking 401(K)s" Jeff Schwartz
"Private Pensions and Policy Responses to the Financial and Economic Crisis" Fiona Stewart and Pablo Antolin
"Should I Stay or Should I Go? Break Even Funding Ratios for DB Pension Plan Participants"
Roderick Molenaar, Kim Peijnenburg and Eduard Ponds
"Planning Now for the New Tax on Retiree Net Investment Income" Vorris J. Blankenship
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03/18/11 SAVING AND DEBT
"Winning the Battle But Losing the War: The Psychology of Debt Management" Moty Amar,
Dan Ariely, Shahar Ayal, Cynthia Cryder and Scott Rick
"The Effect of Late-Life Debt Use on Retirement Decisions" Allison Mann
"Wealth Effects Revisited 1978-2009" Karl E. Case, John M. Quigley and Robert J. Shiller
"Economic Status of the Elderly in the United States" Virginia P. Reno and Benjamin Veghte
"Credit Card Ills: Reducing Racial Disparities in Debt" Andrea Freeman
"Has Consumption Inequality Mirrored Income Inequality?" Mark Aguiar and Mark Bils
"The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit" Meta Brown, Andrew F. Haughwout, Donghoon Lee and H. Wilbert van der Klaauw
"The Finances of American Households in the Past Three Recessions: Evidence from the Survey of Consumer Finances" Kevin B. Moore and Michael Palumbo
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02/18/11 Retirement Plan Behavior
"Regulating Investment Advice for 401(k) Plan Participants: Is More Advice the Answer?" Kathryn L. Moore
"Do Risk Disclosures Affect Investment Choice?" Angela Hung, Aileen Heinberg and Joanne Yoong
"How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors"
Justine Hastings and Olivia S. Mitchell
"The Role of Financial Literacy in Determining Retirement Plans" Robert L. Clark, Melinda Sandler Morrill and Steven G. Allen
"What Investors Want, What They Do, and How Their Portfolios Perform" Arvid O. I. Hoffmann and Hersh M. Shefrin
"Why Don’t People Annuitize? The Role of Advice Provided by Retirement Planning Software"
John Turner
"Financial Literacy and 401(K) Loans" Stephen P. Utkus and Jean Young
"Pension Plan Distributions: The Importance of Financial Literacy" Robert L. Clark, Melinda Sandler Morrill and Steven G. Allen
"Focus On . . . Retirement Plan Leakage" David A. Pratt
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02/04/11 Saving and Investing
"Household Debt and Saving During the 2007 Recession" Rajashri Chakrabarti, Donghoon Lee, H. Wilbert van der Klaauw and Basit Zafar
"A Post-Crisis Assessment of Retirement Income Adequacy for Baby Boomers and Gen Xers"
Jack VanDerhei
"The Prudent Investor Rule and Trust Asset Allocation: An Empirical Analysis" Max Matthew Schanzenbach and Robert H. Sitkoff
"Saving for a Bleaker Tomorrow: iOMe Challenge 2010" Chris Browning, Michael S. Finke, Thomas Charles O'Malley and Shaun Alvin Pfeiffer
"How Important are Intergenerational Transfers for Baby Boomers?" Alicia Munnell, Anthony Webb, Zhenya Karamcheva and Andrew Eschtruth
"Earmarking and Partitioning: Increasing Saving by Low-Income Households" Dilip Soman and Amar Cheema
"Personality, Lifetime Earnings, and Retirement Wealth" Angela Duckworth and David Weir
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11/12/10 LONGEVITY
"An International Perspective on Safe Withdrawal Rates from Retirement Savings: The Demise of the 4 Percent Rule?" Wade Pfau
"The Standard Deviation of Life-Length, Retirement Incentives, and Optimal Pension Design"
Thomas Aronsson and Soren Blomquist
"Retirement Savings: Confronting the Challenge of Longevity"
Pamela J. Perun
"The Case for Security Plus Annuities" Pamela J. Perun
"Completing the Pensions Task: Infrastructure for Nationally Coordinated Private Schemes"
John Duns and Roger Gay
"Happy People Live Longer: Subjective Well-Being Contributes to Health and Longevity" Ed Diener and Micaela Y. Chan
"The Tragedy of Annuitization" Ben J. Heijdra, Jochen O. Mierau and Laurie S. M. Reijnders
"Maximizing the Utility of Consumption with Reversible Annuities" Ting Wang and V.R. Young
"Policy Effects in Hyperbolic vs. Exponential Models of Consumption and Retirement" Alan L. Gustman and Thomas L. Steinmeier
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10/29/10 SAVING AND INVESTING
"Should Public Retirement Plans be Fully Funded?" Henning Bohn
"Making Savers Winners: An Overview of Prize-Linked Savings Products" Melissa S. Kearney,
Peter Tufano, Jonathan Guryan and Erik Hurst
"Public Pension Funding in Practice" Alicia H. Munnell, Jean-Pierre Aubry and Laura Quinby
"The Yield Disparity in 401(K) Plans: Does Higher Annual Pay Mean Higher Rates of Return on Retirement Accounts? Matthew R. Morey
"Retirement Savings Shortfalls for Today’s Workers" Jack VanDerhei
"Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2009"
Craig Copeland
"Balancing Longevity Risk and Market Risk In Target Date Funds" Brian Jacobsen, Christian Chan and Olivia Barbee
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10/08/10 RETIREMENT
"IRA Balances and Contributions: An Overview of the EBRI IRA Database™ Craig Copeland
"The Reasonableness of 401(K) Plan Fees" Melanie L. Fein
"Low Levels of Retirement Resources in the Near-Elderly Time Period and Future Participation in Means-Tested Programs" Alexander Strand
"Financial Knowledge and Financial Literacy at the Household Level"
Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
"Retirement Income Adequacy for Today’s Workers: How Certain, How Much Will it Cost, and How Does Eligibility for Participation in a Defined Contribution Plan Help?" Jack VanDerhei
"Fees, Framing, and Financial Literacy in the Choice of Pension Manager" Justine S. Hastings, Olivia S. Mitchell and Eric T. Chyn
"Data Sets on Pensions and Health: Data Collection and Sharing for Policy Design" Jinkook Lee
"Borrowing from Yourself: The Determinants of 401(K) Loan Patterns" Timothy Jun Lu and
Olivia S. Mitchell
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09/03/10 SAVING
"401K Follies: A Proposal to Reinvigorate the United States Annuity Market" Paul M. Secunda
"DC Pension Fund Best-practice Design and Governance" Gordon L. Clark and Roger Urwin
"The Origins of Savings Behavior" Henrik Cronqvist and Stephan Siegel
"EBRI's Spring Policy Forum: Retirement Income Adequacy -- How Big is the Gap and How Might the Market Respond?" John A. MacDonald
"Paying the High Price of Active Management: A New Look at Mutual Fund Fees" Ross M. Miller
"Repeal Roth Retirement Plans to Increase National Savings" Calvin H. Johnson
"Retirement Savings of Private and Public Sector Employees: A Comparative Study" Swarn Chatterjee
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08/13/10 RETIREMENT
"Comparative Costs and Risks for Sponsors of Traditional Defined Benefit, Defined Contribution, and Hybrid Plans" Gaobo Pang and Mark J. Warshawsky
"Building Value and Reputation with Stakeholder Management: The Case of Washington State Investment Board" Theresa J. Whitmarsh
"The EBRI Retirement Readiness Rating:Retirement Income Preparation and Future Prospects" Jack VanDerhei and Craig Copeland
"Target-Date Fund Use Over Time" Craig Copeland
"Policy Considerations for Hedging Risks in Mandatory Defined Contribution Pensions Through Better Default Options" Gregorio Impavido
"Post-Firestone Skirmishes: Discretionary Clauses and Judicial Review of ERISA Plan Administrator Decisions" Maria O'Brien Hylton
"Getting to the Top of Mind: How Reminders Increase Saving" Dean S. Karlan, Abdul Latif Jameel, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman
"Health Cost Risk and Optimal Retirement Provision: A Simple Rule for Annuity Demand" Kim Peijnenburg, Theo Nijman and Bas J. M. Werker
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05/21/10 RETIREMENT
"Evaluating Public and Private Sector Pensions: The Importance of Sectoral Pay Differentials" Frank Eich
"Wages and Ageing: Is There Evidence for the ‘Inverse-U’ Profile?" Michał Myck
"Getting to the Top of Mind: How Reminders Increase Saving" Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman
"The Payout Phase of Pension Systems: A Comparison of Five Countries" Roberto de Rezende Rocha, Dimitri Vittas and Heinz Rudolph
"Designing the Payout Phase of Pension Systems: Policy Issues, Constraints and Options"
Roberto de Rezende Rocha and Dimitri Vittas
"Retirement Annuity and Employment-Based Pension Income, Among Individuals Age 50 and Over: 2008" Kenneth J. McDonnell
"Total Individual Account Retirement Plan Assets, by Demographics, 2007, With Market Adjustments to March 2010" Craig Copeland
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04/30/10 RETIREMENT
"Family Status Transitions, Latent Health, and the Post-Retirement Evolution of Assets"
James M. Poterba, Steven F. Venti and David A. Wise
"Participation and Contributions in Tax-Deferred Retirement Accounts: Evidence from Social Security Records" Marjorie Honig and Irena Dushi
"Public Pension Plan Reform: The Legal Framework" Amy Monahan
"Choice Architecture" Richard H. Thaler, Cass R. Sunstein and John P. Balz
"Release Us from Confusion Over Erisa Fiduciary Claims" Andrew L. Oringer, Joshua A. Lichtenstein and Adam E. Stella
"Shared Capitalism and Employee Ownership: The Scholarly Agenda" Mary Ann Beyster, Maureen A. Scully, Justin Goldbach and Joseph Blasi
"The Home, Pension Savings, and Risk Aversion: Intentions of the Defined Contribution Pension Plan Participants of a London-Based Investment Bank at the Peak of the Bubble" Gordon L. Clark, Stephen Almond and Kendra Strauss
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04/09/10 RETIREMENT PLANS
"Will Automatic Enrollment Reduce Employer Contributions to 401(K) Plans?" Mauricio Soto and Barbara A. Butrica
"An Update on 401(K) Plans: Insights from the 2007 Survey of Consumer Finance" Alicia H. Munnell, Richard W. Kopcke, Francesca Golub-Sass and Dan Muldoon
"Growth of Participant Direction in Defined Contribution Plans"
William E. Even and David A. MacPherson
"The Disappearing Defined Benefit Pension and its Potential Impact on the Retirement Incomes of Boomers" Barbara A. Butrica, Howard Iams, Karen E. Smith and Eric J. Toder
"The Impact of Automatic Enrollment in 401(k) Plans on Future Retirement Accumulations: A Simulation Study Based on Plan Design Modifications of Large Plan Sponsors" Jack VanDerhei
"The Congress within the Congress: How Tax Expenditures Distort our Budget and our Political Processes" Edward D. Kleinbard
"The 2010 Retirement Confidence Survey: Confidence Stabilizing, but Preparations Continue to Erode" Ruth Helman, Craig Copeland and Jack VanDerhei
"The Recent Evolution of Pension Funds in the Netherlands: The Trend to Hybrid DB-DC Plans and Beyond" Eduard H.M. Ponds and Bart van Riel
"Retirement Security and the Stock Market Crash: What are the Possible Outcomes?" Barbara A. Butrica, Karen E. Smith and Eric J. Toder
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03/12/10 RETIREMENT SAVINGS
"Your Nest Egg on Auto Pilot" Lewis Mandell, Pamela J. Perun, Lisa Mensah and Raymond O'Mara III
"Investment Funds and Erisa Controlled Groups – Egregious Aggregation?" Andrew L. Oringer
"A Regulatory Vacuum Leaves Gaping Wounds - Can Common Sense Offer a Better Way to Address the Pain of Erisa Preemption?" Andrew L. Oringer
"Fees and Trading Costs of Equity Mutual Funds in 401(K) Plans and Potential Savings from ETFs and Commingled Trusts" Richard W. Kopcke, Francis Vitagliano and Zhenya Karamcheva
"A Utility-Based Comparison of Pension Funds and Life Insurance Companies under Regulatory Constraints" An Chen, Department of Economics, Dirk Broeders and Birgit Koos
"Tax Reform and Retirement Saving Incentives: Take-Up of Stakeholder Pensions in the UK"
Richard F. Disney, Carl Emmerson and Matthew Wakefield
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03/05/10 RETIREMENT
"Liquidity Constraints, Household Wealth, and Self-Employment: The Case of Older Workers" Julie M. Zissimopoulos, Lynn A. Karoly and Qian Gu
"The Research Contributions of the Center for Retirement Research at Boston College" Stephen Sass
"The Impact of Response Error on Participation Rates and Contributions to Defined Contribution Pension Plans" Howard Iams and Irena Dushi
"The Next Generation of Preemption Cases: State Regulation of 401(K) Plans" Debra A. Davis
"Labor Force Participation Rates: The Population Age 55 and Older, 2008" Craig Copeland
"Roth IRA Conversions in 2010: Issues and Opportunities" Robin Lovell Knowles and Stanley Veliotis
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02/11/10 WORK AND SAVING
"Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS" Olivia S. Mitchell, Vilsa Curto and Annamaria Lusardi
"Older Men: Pushed into Retirement by the Baby Boomers?" Diane Macunovich
"Older Women: Pushed into Retirement by the Baby Boomers?" Diane Macunovich
"Asking for Help: Survey and Experimental Evidence on Financial Advice and Behavior Change" Angela Hung and Joanne Yoong
"Adapt or Withdraw? Evidence on Technological Changes and Early Retirement Using Matched Worker-Firm Data" Torbjorn Haegeland, Dag Ronningen and Kjell G. Salvanes
"To (B) or Not to (B): Is that the Question? Twenty-First Century Schizoid Plans Under Section 403(B) of the Internal Revenue Code" David A. Pratt
"Assessing the Performance of Life-Cycle Portfolio Allocation Strategies for Retirement Saving: A Simulation Study" Benjamin Bridges, Robert Gesumaria and Michael V. Leonesio
"Gender-Based Risk Aversion and Retirement Asset Allocation" Kathleen Arano, Carl Parker and Rory L. Terry
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12/18/09 FINANCIAL SECURITY
"Real Savings Plus: An Automatic Investment Option for the Automatic IRA" Lewis Mandell,
Pamela J. Perun, Lisa Mensah and Raymond O'Mara III,
"Investment Behavior of Target-Date Fund Users Having Other Funds in 401(k) Plan Accounts"
Youngkyun Park
"Building Up, Spending Down: Financial Literacy, Retirement Savings Management, and Decumulation" Angela Hung, Erik Meijer, Kata Mihaly and Joanne Yoong
"Changing Household Financial Opportunities and Economic Security" Karen E. Dynan
"An Optimizing Framework for the Glide Paths of Lifecyle Asset Allocation Funds" Wade Pfau
"An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans" Jack VanDerhei
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12/11/09 SAVING FOR RETIREMENT
"Retirement Plan Participation and Asset Allocation, 2007" Craig Copeland
"U.S. Supreme Court Amicus Brief of Law Professors in Support of Respondents, Conkright v. Frommert, No. 08-810" Paul M. Secunda
"Why the EITC Doesn't Make Work Pay" Anne Alstott
"How Much Do Respondents in the Health and Retirement Study Know About Their Tax-Deferred Contribution Plans? A Cross-Cohort Comparison" Irena Dushi and Marjorie Honig
"Pricing Risk in Corporate Pension Plans: Understanding the Real Pension Deal" Roy P. M. M. Hoevenaars, Theo P. Kocken and Eduard Ponds
"How Do Pension Changes Affect Retirement Preparedness? The Trend to Defined Contribution Plans and the Vulnerability of the Retirement Age Population to the Stock Market Decline of 2008-2009" Alan L. Gustman, Thomas L. Steinmeier and Nahid Tabatabai
"401(K) Plan Fees: A Trifecta of Governmental Oversight" Kathryn L. Moore
"Self-Dealing and Compensation for Financial Advisors" Joanne Yoong and Angela Hung
"Marriage, Property and [In]Equality: Remedying Erisa's Disparate Impact on Spousal Wealth" Paula A. Monopoli
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06/05/09 SAVING FOR RETIREMENT
"Public Pension Promises: How Big are They and What are They Worth?" Robert Novy-Marx and
Joshua D. Rauh
"The Growth of Participant Direction in Defined Contribution Plans" William E. Even and David A. MacPherson
"Evaluating Micro-Survey Estimates of Wealth and Saving" Barry Bosworth and Rosanna Smart
"Innovative Models of Pension Fund Governance in the Context of the Global Financial Crisis" Gordon L. Clark and Roger Urwin
"Risky Pensions and Household Saving over the Life Cycle" David A. Love and Paul A. Smith
"Who Should Save in a Roth 401(K)? (It?s Not Just About Tax Rates)" Wei-Yin Hu
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04/10/09 DEFINED CONTRIBUTION PLANS
"College Savings Plans: Not Just for Education" Wendy C. Gerzog
"Debt Literacy, Financial Experiences, and Overindebtedness" Annamaria Lusardi and Peter Tufano
"Dynamic Lifecycle Strategies for Target Date Retirement Funds" Anup K. Basu, Alistair Byrne and Michael E. Drew
"Use of Target-Date Funds in 401(k) Plans, 2007" Craig Copeland
"Competition and Asset Allocation Challenges for Mandatory DC Pensions: New Policy Directions" Gregorio Impavido, Esperanza Lasagabaster and Manuel Garcia-Huitron
"Financial Sophistication and Pension Plan Decisions" Alistair Byrne, David P. Blake and Graham Mannion
"New Evidence on 401(k) Borrowing and Household Balance Sheets" Geng Li and Paul A. Smith
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03/20/09 RETIREMENT INCOME
"Effects of Public Policies on the Disposition of Pre-Retirement Lump-Sum Distributions: Rational and Behavioral Influences" Leonard E. Burman, Norma B. Coe, Michael Dworsky and William G. Gale
"The Impact of the Recent Financial Crisis on 401(k) Account Balances" Jack VanDerhei
"Retirement Plan Participation: Survey of Income and Program Participation (SIPP) Data, 2006" Craig Copeland
"Does Freezing a Defined Benefit Pension Plan Increase Firm Value? Empirical Evidence"
Clifton B. McFarland,Gaobo Pang and Mark J. Warshawsky
"The Adequacy of Economic Resources in Retirement" Michael D. Hurd and Susann Rohwedder
"Pricing Risk in Corporate Pension Plans: Understanding the Real Pension Deal' Roy P.M.M. Hoevenaars,Theo P. Kocken and Eduard Ponds
"How Do 401(k)s Affect Saving? Evidence from Changes in 401(k) Eligibility" Alexander M. Gelber
"How Much is Enough? Giving Fiduciaries and Participants Adequate Information about Plan Expenses" Debra A. Davis
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02/27/09 SAVING
"Suggestions for the Treasury, the DOL, ERISA Plan Sponsors, Administrators, Representatives of Plan Participants and Potential Beneficiaries after Kennedy v. Plan Administrator of Dupont Savings and Investment Plan" Albert Feuer
"New Ways to Make People Save: A Social Marketing Approach" Annamaria Lusardi and Punam Keller and Adam M. Keller
"Stumble, Predict, Nudge: How Behavioral Economics Informs Law and Policy" Orly Lobel and
On Amir
"Life Expectancy and Old Age Savings" Mariacristina De Nardi, Eric French and John Bailey Jones
"Retirement Income Security and Well-Being in Canada" Michael Baker, Jonathan Gruber and
Kevin Milligan
"Is Simple Better? A Conjoint Analysis of the Effects of Tax Complexity on Employee Preferences Concerning Company Pension Plans" Kay Blaufus and Renate Ortlieb
"Measuring the Financial Sophistication of Households" Laurent E. Calvet, John Y. Campbell and Paolo Sodini
"Retirement Plan Participation in the United States: Do Public Sector Employees Save More?" Swarn Chatterjee and Velma Zahirovic-Herbert
"The 'New' Paternalism, Consultation and Consent: Expectations of UK Participants in Defined Contribution and Self-Directed Retirement Savings Schemes" Gordon L. Clark and Janelle Knox-Hayes
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09/05/08 DEFINED CONTRIBUTION PLANS
"Default Investment Options in Defined Contribution Plans: A Quantitative Comparison"
Gaobo Pang and Mark J. Warshawsky
"Storm Clouds Ahead for 401(K) Plans?" Pamela J. Perun
"A Square Peg in a Round Hole? Whether Make Whole Relief Is Available Under Erisa Section 502(A)(3)" Susan Harthill
"Income Drawdown Schemes for a Defined-Contribution Pension Plan" Paul Emms and Steven Haberman
"Why No Prospectus Required for Pension Plans" Mark C. Williamson
"Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs" Stephan Meier and Charles Sprenger
"A Curious ERISA Case Before the Supreme Court" Albert Feuer
"Borrowing from Yourself: 401(K) Loans and Household Balance Sheets" Geng Li and Paul A. Smith
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06/12/08 SAVING
"Why Not a 'Super Simple' Saving Plan for the United States?" Pamela J. Perun and C. Eugene Steuerle
"Details Matter: The Impact of Presentation and Information on the Take-Up of Financial Incentives for Retirement Saving" Emmanuel Saez
"Using Financial Innovation to Support Savers: From Coercion to Excitement" Peter Tufano and Daniel Schneider
"The Interplay between Labor and Financial Markets: What are the Implications for Defined Contribution Accounts?" Christian E. Weller and Jeffrey B. Wenger
"Who Should Own a Pension Surplus - Employer or Employees? An Assessment of Arguments About Asymmetry of Risks and Rewards and Deferred Wages in Pension Plans" James A. Wooten
"'The Longest Journey, with a First Step': Bringing Coherence to Sovereignty and Jurisdictional Issues in Global Employee Benefits Law" Paul M. Secunda
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06/05/08 RETIREMENT
"Ownership of Individual Retirement Accounts (IRAs) and 401(K)-Type Plans" Craig Copeland
"A New Look at the Wealth Adequacy of Older U.S. Households" Paul A. Smith, David A. Love, and Lucy C. McNair
"The 2008 Retirement Confidence Survey: Americans Much More Worried About Retirement, Health Costs a Big Concern" Ruth Helman, Jack VanDerhei, and Craig Copeland,
"Proposed Rebates in 2008: How Will Americans Spend Their Tax Rebate Checks?" Leslie E. Linfield
"Life-Cycle Investing and Leverage: Buying Stock on Margin Can Reduce Retirement Risk" Ian Ayres and Barry J. Nalebuff
"The Impact of Individual Investment Behavior for Retirement Welfare: Evidence from the United States and Germany" Thomas Post, Helmut Gründl, Joan T. Schmit, and Anja Zimmer
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05/01/08 FINANCIAL LITERACY
"Against Financial Literacy Education" Lauren E. Willis
"Financial Literacy and Stock Market Participation" Maarten Van Rooij, Annamaria Lusardi, and Rob Alessie
"Do Financial Education Programs Work?" Ian Hathaway and Sameer Khatiwada
"Evidence and Ideology in Assessing the Effectiveness of Financial Literacy Education" Lauren E. Willis
"Financial Literacy and Mutual Fund Investments: Who Buys Actively Managed Funds?" Sebastian Müller and Martin Weber
"Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs" Annamaria Lusardi
"The Determinants of Household Risky Asset Holdings: Background Risk and Other Factors"
Buly A. Cardak and Roger Wilkins
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03/06/08 SAVING
"The Flypaper Effect in Individual Investor Asset Allocation" James J. Choi, David Laibson and Brigitte C. Madrian
"Why Don't People Insure Late Life Consumption: A Framing Explanation of the Under-Annuitization Puzzle" Jeffrey R. Brown, Jeffrey R. Kling, Sendhil Mullainathan and Marian Wrobel
"Planning and Financial Literacy: How Do Women Fare?" Annamaria Lusardi and Olivia S. Mitchell
"Dealing With the Reluctant Investor: Innovation and Governance in DC Pension Investment"
Alistair Byrne, Debbie Harrison and David P. Blake
"Investor Competence, Information, and Investment Activity" Anders Karlsson and Lars L. Norden
"Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs" Annamaria Lusardi
"ERISA's Participant Benefit Statement Requirements: Current Rules Under PPA '06 and a Suggested Blueprint for Future Interpretation" Kathryn J. Kennedy
"Marital Status and Portfolio Choice" David A. Love
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01/17/08 INVESTMENT ISSUES
"Behavioral Obstacles in the Annuity Market" Wei-Hu and Jason S. Scott
"Contingent Claims Analysis and Life-Cycle Finance" Zvi Bodie, Doriana Ruffino and Jonahan Treussard
"The Effects of an Optional Federal Charter on Competition in the Life Insurance Industry" Martin F. Grace and Robert W. Klein
"Revisiting U.S. Stock Market Returns: Individual Retirement Accounts" A. (Tassos) G. Malliaris
"Optimal Gradual Annuitization: Quantifying the Costs of Switching to Annuities" Wolfram J. Horneff, Raimond Maurer and Michael Z. Stamos
"Optimizing the Equity-Bond-Annuity Portfolio in Retirement: The Impact of Uncertain Health Expenses" Gaobo Pang and Mark J. Warshawsky
"Investment Principles for Individual Retirement Accounts" A. (Tassos) G. Malliaris and Mary Malliaris
"PPA '06 Makes IRA Rollovers More Attractive: Maybe it's Time to Switch to a Self Direct IRA? Think Again!" Kathryn J. Kennedy
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12/20/07 SAVING AND SPENDING
"New Age Thinking: Alternative Ways of Measuring Age, Their Relationship to Labor Force Participation, Government Policies and GDP" John B. Shoven
"Effects of Individual Development Accounts on Asset Purchases and Saving Behavior: Evidence from a Controlled Experiment" Emil Apostolov, Rhiannon Patterson, Gregory Mills, William G. Gale, Michael D. Eriksen and Gary V. Engelhardt
"Understanding Pensions: Cognitive Function, Numerical Ability and Retirement Saving" James Banks and Zoe Oldfield
"The Trajectory of Wealth in Retirement" David A. Love, Michael Palumbo and Paul A. Smith
"IRA Assets and Contributions, 2006" Craig Copeland
"Financial Literacy and Stock Market Participation" Maarten Van Rooij, Annamaria Lusardi and Rob Alessie
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09/27/07 DEFINED CONTRIBUTION PLANS
"Pension Plan Characteristics and Framing Effects in Employee Savings Behavior" David Card and Michael R. Ransom
"The Age of Reason: Financial Decisions Over the Lifecycle" Sumit Agarwal, John C. Driscoll, Xavier Gabaix and David Laibson
"Employee Saving and Investment Decisions in Defined Contribution Pension Plans: Survey Evidence from the UK" Alistair Byrne
"Default Funds in UK Defined Contribution Pension Plans" Alistair Byrne, David P. Blake, Andrew J. G. Cairns and Kevin Dowd
"Imperfect Knowledge of Pension Plan Type" Alan L. Gustmam, Thomas L. Steinmeier and Nahid Tabatabai
"The Expected Impact of Automatic Escalation of 401(k)Contributions on Retirement Income" Jack Vanderhei
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09/06/07 SAVING
"The Case for Child Accounts" Lisa Mensah, Pamela J. Perun and Elena Chavez Quezada
"College Grants on a Postcard: A Proposal for Simple and Predictable Federal Student Aid" Susan M. Dynarski
"The Failure of Education Tax Incentives" Deborah Schenk and Andrew L. Grossman
"The Theory of Life-Cycle Saving and Investing" Zvi Bodie, Jonathan Treussard and Paul Willen
"Individual Account Investment Options and Portfolio Choice: Behavioral Lessons from 401(K) Plans" Jeffrey R. Brown, Nellie Liang and Scott J. Weisbenner
"Choice Architecture and Retirement Saving Plans" Shlomo Benartzi, Ehud Peleg and Richard H. Thaler
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08/23/07 401(K) PLANS
"New Estimates of the Future Path of 401(K) Assets" James M. Poterba, Steven F. Venti and David A. Wise
"Rise of 401(K) Plans, Lifetime Earnings, and Wealth at Retirement" James M. Poterba, Steven F. Venti and David A. Wise
"Life-Cycle Funds" Luis M. Viceira
"401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2006" Jack Vanderhei, Sarah Holden, Craig Copeland and Luis Alonso
"Default Funds in U.K. Defined-Contribution Plans" Alistair Byrne, David P. Blake, Andrew J. G Cairns and Kevin Dowd
"The 'Prudent Retiree Rule': What to Do When Retirement Security Is Impossible?" Jeffrey N. Gordon
"Defined Contribution Plans and the Distribution of Pension Wealth" William E. Even and David A. MacPherson
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05/03/07 LIFE CYCLE ISSUES
"Behavioral Obstacles to the Annuity Market" Wei-yin Hu and Jason S. Scott
"Savings for Life: A Pathway to Financial Security for All Americans" Lisa Mensah and Pamela J. Perun
"A Comparative Analysis of Limits on Qualified Retirement Plans" Mark J. Warshawsky and Ben Weitzer
"The Political Economy of Government-Issued Longevity Bonds" Jeffrey R. Brown and Peter R. Orszag
"Perspectives: Why We Need a Pension Revolution" Keith Ambachtsheer
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04/26/07 SAVING
"Mismeasured Personal Saving and the Permanent Income Hypothesis" Leonard I. Nakamura and Tom Stark
"Simplification and Saving" John Beshears, James J. Choi, David Laibson and Brigitte C. Madrian
"Towards a Sensible System for Saving" Pamela Perun
"Are You Sure You're Saving Enough for Retirement?" Jonathan S. Skinner
"Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs" Annamaria Lusardi and Olivia S. Mitchell
"Invest Now, Drink Later, Spend Never: The Mental Accounting of Delayed Consumption" Eldar Shafir and Richard H. Thaler
"Savings in America: Building Opportunities for All" Suzanne Nora Johnson, Lisa Mensah and C. Eugene Steuerle
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04/19/07 RETIREMENT INCOME
Cracking Open the Nest Egg: IRA Withdrawals and Retirement Finance" Paul A. Smith and Andrew Bershadker
"Do Households Have Enough Retirement Wealth?" David A. Love, Paul A. Smith and Lucy C. McNair
"Measuring Dissaving Out of Retirement Wealth" David A. Love and Paul A. Smith
"Simplification and Saving" John Beshears, James J. Choi, David Laibson and Brigitte C. Madrian
"Pension Income of the Elderly and Characteristics of Their Former Employers" Craig Copeland
"Retirement Annuity and Employment-Based Pension Income, Among Individuals Age 50 and Over: 2005" Kenneth J. McDonnell
"New Evidence on Earnings and Benefit Claims Following Changes in the Retirement Earnings Test in 2000" Jae Song and Joyce Manchester
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02/08/07 SAVING
"Behavioral Finance and Retirement Plan Contributions: How Participants Behave, and Prescriptive Solutions" Jodi Dicenzo
"Perspectives: Don't Kill the Golden Goose! Saving Pension Plans" M.Barton Waringand Laurence B. Siegel
"Pensions and Risk Aversion: The Influence of Race, Ethnicity, and Class on Investor Behavior" Dorothy A. Brown
"Perspectives: Defined-Benefit and Defined-Contribution Plans of the Future" Don Ezra
"IRA Assets, Contributions, and Market Share" Craig Copeland
"Who Chooses Defined Contribution Plans?" Scott J. Weisbenner
"Does It Pay, at the Margin, to Work and Save? Measuring Effective Marginal Taxes on Americans' Labor Supply and Saving" Laurence J. Kotlikoff and David Rapson
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12/08/06 DEFINED CONTRIBUTION PLANS
"What do Individual Development Accounts do? Evidence from a Controlled Experiment"Gregory Mills, William G. Gale, Rhiannon Patterson and Emil Apostolov
"Matching Contributions and the Voluntary Provision of a Pure Public Good: Experimental Evidence" Ronald J. Baker, James M. Walker and Arlinton W. Williams
"Optimal Savings with Taxable and Tax-Deferred Accounts" Valery Polkovnichenko, Francisco J Gomes and Alexander Michaelides
"Winners and Losers: 401(k) Trading and Portfolio Performance" Tekeshi Yamaguchi, Olivia S. Mitchell, Gary Mottola and Stephen P.Utkus
"Mutual Fund Advisory Fees: The Cost of Conflicts of Interest" John P. Freeman
"Do-It-Yourself Retirement: Allowing Employees to Direct the Investment of their Retirement Savings" Debra A. Davis
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10/12/06 FINANCIAL LITERACY
"Financial Literacy and Financial Education: Review and Policy Implications" Annamaria Lusardi
"Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth" Annamaria Lusardi and Olivia S. Mitchell
"Financial Literacy Strategies: Where do We Go from Here?" Robert I. Lerman
"A Note on Economic Principles and Financial Literacy" Zvi Bodie
"Financial Literacy: If It's so Important, Why isn't It Improving?" Lewis Mandell
"Can Personal Financial Management Education Promote Asset Accumulation by the Poor?" John Caskey
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10/06/06 DEFINED CONTRIBUTION SAVING
"The Tradeoff between Mortgage Prepayments and Tax-Deferred Retirement Savings" Jennifer C. Huang, Gene Amromin and Clemens Sialm
"Do Highly Compensated Participants Influence the Management of Qualified Pension Plans?" Sharad Asthana
"401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2005" Sarah Holden and Jack Vanderhei
"Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes" Alexander Muermann, Olivia S. Mitchell and Jacqueline Volkman
"Roth 401(k) and 403(b) Contributions Addressed in Proposed and Final IRS Regulations" David N. Levine
"What Kinds of Stock Ownership Plans Should There Be? Of ESOPs,Other SOPs and 'Ownership Societies'" Robert C. Hockett
"Britain's Answer for Future Retirement Income: Possible Lessons for the United States" John A. MacDonald
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09/04/06 DEFINED CONTRIBUTION PLANS
"Individual Account Retirement Plans: An Analysis of the 2004 Survey of Consumer Finances" Craig Copeland
"Designated Roth Contributions Under Section 401(k) Plans - IRS Gives Us the Details" Stanley Baum
"Employee Share Ownership Plans: Evaluating the Role of Tax and Other Factors Using Two Case Studies" Ian Malcolm Ramsay, Andrew Barnes, Tanya Josev, Jarrod Lenne, Shelley D. Marshall, Richard Mitchell and Cameron Rider
"Dimensions of 401(k) Plan Design" Olivia S. Mitchell, Stephen P. Utkus and Tongxuan Yang
"Benefits of Contribution: Individual Asset Allocation, Diversification and Welfare in a Defined Contribution Pension System" Anders Karlsson and Lars L. Norden
"The Cost of Owning Employer Stocks: Lessons from Taiwan" Ning Zhu, Yi-Tsung Lee and Yu-Jane Liu
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07/20/06 INVESTING FOR RETIREMENT
"Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth" James M. Poterba, David A. Wise, Joshua D. Rauh and Steven F. Venti
"Making Investment Choices as Simple as Possible but Not Simpler" Zvi Bodie and Jonathan Treussard
"Why are Healthy Employers Freezing Their Pensions?" Mauricio Soto, Alicia H. Munnell, Francesca Golub-Sass and Francis Vitagliano
"The State of Private Pensions: Current 5500 Data" Mauricio Soto and Marric Buessing
"401(k) Plans are Still Coming up Short" Alicia H. Munnell and Annika E. Sunden
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04/17/06 401(K) PLANS
"Reducing the Complexity Costs of 401(k) Participation Through Quick EnrollmentTM" Brigitte C. Madrian
"The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States" Brigitte C. Madrian
"The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans" Olivia S. Mitchell
"401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2004" Sarah Holden and Jack VanderHei
"Roth Contribution Design and Implementation Issues" David N. Levine
"Employee Benefits & Pensions: Current Developments (Part II)" Deborah Walker and Michael Haberman
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02/02/06 ASSET ISSUES
"Saving Incentives for Low- and Middle-Income Families: Evidence from a Field Experiment with H&R Block" Esther Duflo, William G. Gale, Jeffrey B. Liebman, Peter Orszag and Emmanual Saez
"Did Reform of Prudent Trust Investment Laws Change Trust Portfolio Allocation?" Max M. Schanzenbach and Robert H. Sitkoff
"Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design" Olivia S. Mitchell, Stephen P. Utkus and Tongxuan Yang
"Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes" Alexander Muermann
"Household Ownership of Variable Annuities" Jeffrey R. Brown and James M. Poterba
"Lump-Sum Distributions" Craig Copeland
"IRA and Keogh Assets and Contributions" Craig Copeland
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10/21/05 NEW THOUGHTS ON SAVING
"The Tyranny of Consumer Choice in Section 529 Plans: Differences Lead to Complexity and Confusion" Raquel Meyer Alexander and Leann Luna
"Institutions and Inclusion in Saving Policy" Michael S. Barr and Michael W. Sherraden
"Splitting Tax Refunds and Building Savings: An Empirical Test" Sondra Beverly, Peter Tufano and Daniel J. Schneider
"Good Hybrids/Bad Hybrids" Edward J. McCaffery
"Reinventing Savings Bonds" Peter Tufano and Daniel J. Schneider
"$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans" James J. Choi, David I. Laibson and Brigitte Madrian
"The Stakeholder Pension Lottery: An Analysis of the Default Funds in UK Stakeholder Pension Schemes" David P. Blake, Alistair Byrne Andrew J. G. Cairns and Kevin Dowd
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3/24/2005 PENSION ISSUES
"Offering vs. Choice in 401(k) Plans: Equity Exposure and Number of Funds" Gur Huberman and Wei Jiang
"Changes in Wealth for Americans Reaching or Just Past Normal Retirement Age" Craig Copeland
"Retirement Annuity and Employment-Based Pension Income" Kenneth J. McDonnell
"401(k)-Type Plan and IRA Ownership" Craig Copeland
"The Ticking Retirement Time Bomb: What State Governments Can Do" Jim Jaffee
"Employer-Provided Benefit Plans, Workforce Composition and Firm Outcomes" Anja Decressin, Julia Lane, Kristin McCue and Martha Harrison Stinson
"The Corporate Governance of Defined Benefit Pension Plans: Evidence from the United Kingdom" Joao F. Cocco and Paolo F. Volpin
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12/17/2004 AGING AND SAVING
"Population Ageing and Health Care Expenditure: New Evidence on the 'Red Herring'" Peter Zweifel, Stefan Felder and Andreas Werblow
"Disentangling the Importance of the Precautionary Saving Motive" Arthur B. Kennickell and Annamaria Lusardi
"The Effect of Improvements in Health and Longevity on Optimal Retirement and Saving" David E. Bloom, David Canning and Michael John Moore
"Stochastic Infinite Horizon Forecasts for Social Security and Related Studies" Ronald D. Lee, Timothy Millder and Michael Anderson
"Shifting Perspectives in Pensions" Marek Gora and Edward Palmer
"Pension Funds and National Saving" Pablo Lopez Murphy and Alberto R. Musalem
"The Impact of Population Aging on Financial Markets" James M. Poterba
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7/15/2004 SAVING AND RETIREMENT
"Employer Pension Contributions and 401(k) Plans: A Note" Teresa Ghilarducci, Wei Sun and Steve Nyce
"Retirement Accounts and Wealth, 2001" Craig Copeland
"What Triggers Early Retirement? Results from Swiss Pension Funds" Monika Butler, Olivia Huguenin and Federica Teppa
"Who Among White Collar Workers Has an Opportunity for Phased Retirement? Establishment Characteristics" Robert M. Hutchens and Karen Grace-Martin
"Lifetime Earnings, Social Security Benefits, and the Adequacy of Retirement Wealth Accumulation" Eric M. Engen, William G. Gale and Cori E. Uccello
"Choice and Other Determinants of Employee Contributions to Defined Contribution Plans" Leslie E. Papke
"Plan Design and 401(k) Savings Outcomes" James J. Choi, David I. Laibson and Brigitte Madrian
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5/20/2004 PENSIONS AND SAVING
"Will Americans Ever Become Savers? The 14th Retirement Confidence Survey, 2004" Ruth Helman and Variny Paladino
"Are Individual Investors Tax Savvy? Evidence from Retail and Discount Brokerage Accounts" Brad M. Barber and Terrance Odean
"Valuing Assets in Retirement Saving Accounts" James M. Poterba
"401(k) Matching Contributions in Company Stock: Costs and Benefits for Firms and Workers" Jeffrey R. Brown, Nellie Liang and Scott J. Weisbenner
"How do Cash Balance Plans Affect the Pension Landscape?" Kevin E. Cahill and Mauricio Soto
"Why do Firms Convert to Cash Balance Pension Plans? An Empirical Investigation" Julia M. D'Souza, John NMI Jacob and Barbara Lougee
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3/25/2004 SAVINGS ISSUES
"Guidelines for Naming a Trust as the Beneficiary of an IRA" Andrew R. Lee
"State College Savings and Prepaid Tuition Plans: A Reappraisal and Review" Michael A. Olivas
"A Review of Major Influences on Employee Retirement Investment Decisions" John R. Nofsinger, Michele O'Neill and Jeffrey J. Bailey
"Save More Tomorrow: Using Behavioral Economics to Increase Employee Saving" Shlomo Benartzi and Richard H. Thaler
"Tax Policy and Education Policy: Collision or Coordination? A Case Study of the 529 and Coverdell Savings Vehicles" Susan M. Dynarski
"Has the 2001 Tax Act Eliminated the Benefits of the Money Purchase Pension Plan" Joseph R. Pozzuolo and Lisa M. Lassoff
"The Adequacy of Investment Choices Offered by 401K Plans" Edwin J. Elton, Martin J. Gruber and Christopher R. Blake
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1/15/2004 SAVING FOR RETIREMENT
"Income of the Elderly Population: 2002" Kenneth J. McDonnell
"Can America Afford Tomorrow's Retirees: Results from the EBRI-ERF Retirement Security Projection Model" Jack Vanderhei and Craig Copeland
"Sex Differences, Financial Education, and Retirement Goals" Robert L. Clark
"Motivating Retirement Planning: Problems and Solutions" Gary M. Selnow
"Saving and the Effectiveness of Financial Education" Annamaria Lusardi
"Retirement Security in a DC World: Using Behavioral Finance to Bridge the Expertise Gap" Gregory M. Stein and Jason Scott
"What You Don't Know Can't Help You: Pension Knowledge and Retirement Decision Making" Sewin Chan and Ann Huff Stevens
"Grasshoppers, Ants, and Pre-Retirement Wealth: A Test of Permanent Income" Erik Hurst
"Lessons from Behavioral Finance for Retirement Plan Design" Olivia S. Mitchell and Stephen P. Utkus
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3/28/2002 INVESTING AND OUTCOMES
"Psychological Foundations of Incentives" Ernst Fehr and Armin Falk
"Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance" James J. Choi, David I. Laibson, Brigitte Madrian and Andrew Metrick
"Regulating Securities Professionals: Emotional and Moral Aspects of Fiduciary Investing" Peter H. Huang
"Conditional Performance Measurement Using Portfolio Weights: Evidence for Pension Funds" Wayne E. Ferson and Kenneth Khang
"Making Economic Sense Out of Unisex Life Insurance (Or the Difference Between Cost and Value and Why It Matters to Real People)" Richard A. Booth
"Guaranteeing Defined Contribution Pensions: The Option to Buy-Back a Defined Benefit Promise" Marie-Eve Lachance and Olivia S. Mitchell
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1/17/2002 SAVING FOR RETIREMENT
"Characteristics of Individual Retirement Account Owners" Craig Copeland
"Contribution Behavior of 401(k) Plan Participants" Jack Vanderhei and Sarah Holden
"Who Takes Advantage of Tax-Deferred Saving Programs? Evidence from Federal Income Tax Data" David Joulfaian and David P. Richardson
"Life-Cycle Saving, Limits on Contributions to DC Pension Plans, and Lifetime Tax Benefits" Jagadeesh Gokhale, Laurence J. Kotlikoff and Mark J. Warshawsky
"The Transition to Personal Accounts and Increasing Retirement Wealth: Macro and Micro Evidence" James M. Poterba, Steven F. Venti and David A. Wise
"Savings of Young Parents" Ricardo Cossa, Erin L. Krupka and Annamaria Lusardi
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11/29/2001 FINANCING RETIREMENT: RESEARCH FROM THE TIAA-CREF INSTITUTE
"Portfolio Choice in Retirement Accounts: An Analysis of Longitudinal Data from TIAA-CREF" John Ameriks and Stephen P. Zeldes
"How Do Household Portfolio Shares Vary With Age?" John Ameriks and Stephen P. Zeldes
"Financial Education and Retirement Savings" Robert L. Clark, Madeleine D'Ambrosio and Paul W. Mulvey
"Making Retirement Income Last a Lifetime" John Ameriks, Robert Veres and Mark J. Warshawsky
"The Response of TIAA-CREF Participants to Software-driven Asset Allocation Guidance" John Ameriks
"The Market for Individual Life Annuities and the Reform of Social Security: An Update and Further Analysis" Mark J. Warshawsky
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4/26/2001 401(K) INVESTING
"The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior" Brigitte Madrian and Dennis Shea
"The Effects of 401(K) Plans on Household Wealth: Differences Across Earnings Groups" Eric Engen and William Gale
"Do Spouses Coordinate their Investment Decisions in Order to Share Risks?" Cori Uccello
"Portfolio Choice, Trading, and Returns in a Large 401(k) Plan" Julie Agnew, Pierluigi Balduzzi and Annika Sunden
"Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans" James Choi, David Laibson and Andrew Metrick
"401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 1999" Sarah Holden and Jack Vanderhei
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http://planetnow.com/p/62.html | 05/19/12 12:57 GMT
Modified: Fri, 04 May 2012 13:11:16 GMT
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